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Post by skeleton on Aug 23, 2017 13:57:10 GMT -5
I mean I know it's been cheaper for me overall, but I'm getting old and I feel like I'm gonna need a lot more medical care. I think about this constantly. I avoid the doctor now because of the costs and I an so stressed that eventually I won't be able to take care of myself. i don't know how to cope with this. Feel free to vent or share ideas for coping.
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Post by Yankeefan1955 on Aug 23, 2017 15:31:20 GMT -5
Not much better when you're old like me. In a few years I'll get Medicare, but that will only cover 80%. Right now, I'm in your boat.
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Post by Phreck on Aug 23, 2017 15:44:12 GMT -5
I do fear I'll end up in a bad medical situation that I can't pay for.
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Post by ThtGyWhoWearsEyelinr on Aug 23, 2017 15:44:51 GMT -5
IF it helps at all, there's no debtors' prison. So even if you get a $100,000 medical bill, you can settle with the hospital for $10 per week. They can't take what you don't have.
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Post by Phreck on Aug 23, 2017 15:45:09 GMT -5
Couldn't they seize assets, try to take my car, property or other?
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Post by ThtGyWhoWearsEyelinr on Aug 23, 2017 15:46:08 GMT -5
I was once told by a doctor that all hospitals just want to settle. A lot of the time if you offer to pay up front and in full, they'll offer you 60%-90% off... especially on blood work. Blood work can start in the thousands and if you ask for aa discount, you can pay $100.
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Post by Phreck on Aug 23, 2017 15:46:49 GMT -5
Yeah I know about the up front payment discounts. I've saved a ton that way and I bet they're glad they don't have to go after an insurance company for money. In tht sense, out of pocket payers make their life easier.
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Post by ThtGyWhoWearsEyelinr on Aug 23, 2017 15:47:44 GMT -5
They also can't charge you what they charge an ins company. Ins companies are stupid and often pay out 10x more than something actually cost. They can't legally charge an individual like that.
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Post by Riley Matthews on Aug 23, 2017 17:42:05 GMT -5
I feel it, but they can't harass you if you pay even a dollar a week so, I just hope I never end up in thee hospital.
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Post by czeckmate on Aug 23, 2017 18:01:00 GMT -5
I wish free care for all of the USA.
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Post by Bubbles on Aug 23, 2017 18:11:28 GMT -5
*nods* even when stuck with obamacare, I have no coverage. I hear you completely.
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Lost in Time
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Post by Deleted on Aug 26, 2017 1:22:02 GMT -5
I dont have insurance. I have had three heart attacks, 4 stents, 2 hospital stays numerous heart tests and right now I have a hospital bill for over half a million bucks. I have no clue how I will get it paid off unless I win the lottery. I try to not stress over it because it was stress that gave me the heart attacks in the first place.
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Post by Mr. Feeny on Aug 26, 2017 5:59:05 GMT -5
I dont have insurance. I have had three heart attacks, 4 stents, 2 hospital stays numerous heart tests and right now I have a hospital bill for over half a million bucks. I have no clue how I will get it paid off unless I win the lottery. I try to not stress over it because it was stress that gave me the heart attacks in the first place. Have you asked for charity care or compassionate care? A lot of times if you are uninsured you can get 30%-90% off.
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Lost in Time
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Post by Deleted on Aug 26, 2017 10:24:52 GMT -5
I dont have insurance. I have had three heart attacks, 4 stents, 2 hospital stays numerous heart tests and right now I have a hospital bill for over half a million bucks. I have no clue how I will get it paid off unless I win the lottery. I try to not stress over it because it was stress that gave me the heart attacks in the first place. Have you asked for charity care or compassionate care? A lot of times if you are uninsured you can get 30%-90% off. I have filled out all the paperwork and turned in but havent heard anything.
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Post by -Truther- on Aug 26, 2017 12:21:52 GMT -5
Have you asked for charity care or compassionate care? A lot of times if you are uninsured you can get 30%-90% off. I have filled out all the paperwork and turned in but havent heard anything. good luck!!
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